Insurance & Bond Package
| Coverage | Basic | Standard | Deluxe | Premier |
|---|---|---|---|---|
| Letter of Guarantee to MOM | S$5,000 | S$5,000 | S$5,000 | S$5,000 |
| Personal Accident - Death | S$60,000 | S$60,000 | S$60,000 | S$70,000 |
| Personal Accident - Permanent Disablement | *As per scale in Policy | *As per scale in Policy | *As per scale in Policy | *As per scale in Policy |
| Personal Accident - Medical Expenses | S$500 | S$1,500 | S$3,500 | S$4,000 |
| Hospital & Surgical Expenses (Worldwide) | S$60,000 | S$60,000 | S$80,000 | S$100,000 |
| Co-Insurance after first $15,000 per year (bear by employer) | 25% | 0% | 0% | 0% |
| Recuperation Expenses (Max 60 Days) | Nil | S$10 / day | S$20 / day | S$30 / day |
| Temporary Help Benefit (Max 30 Days) | Nil | S$10 / day | S$20 / day | S$30 / day |
| Repatriation Expenses | Up to S$10,000 | Up to S$10,000 | Up to S$10,000 | Up to S$10,000 |
| Wages & Levy Reimbursement (Max 60 Days) | Nil | S$30 / day | S$40 / day | S$50 / day |
| Termination / Re-Hiring Expense | Nil | S$500 | S$600 | S$700 |
| Outpatient Kidney Dialysis / Cancer Treatment | Nil | S$5,000 (Policy Limit) | S$5,000 (Policy Limit) | S$5,000 (Policy Limit) |
| Special Grant | S$1,000 | S$2,000 | S$3,000 | S$4,000 |
| Maid & Household Liability | S$5,000 | S$50,000 | S$50,000 | S$50,000 |
| Fidelity Guarantee | Nil | S$1,000 | S$3,000 | S$5,000 |
| Premium | Basic | Standard | Deluxe | Premier |
|---|---|---|---|---|
| 14-month (Incl GST) | S$283.40 | S$381.50 | S$436.00 | S$490.50 |
| 26-month (Incl GST) | S$425.10 | S$566.80 | S$654.00 | S$730.30 |
Reimbursement of Indemnity paid to insurer (excess S$250) – OPTIONAL
| If purchased with Policy (Incl GST) | S$54.50 |
|---|---|
| If purchased subsequently (Incl GST) | S$87.20 |
Key Benefit Highlights:
Refund Policy:
| Cancellation Period | Within 60 days | Within 61 to 120 days | Within 121 to 180 days | Within 181 to 270 days | After 270 days |
|---|---|---|---|---|---|
| 14-month Policy | 70% of Premium | 50% of Premium | No Refund | No Refund | No Refund |
| 26-month Policy | 70% of Premium | 50% of Premium | 30% of Premium | 20% of Premium | No Refund |
This Policy is protected under the Policy Owner’s Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)