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Category: Maid Work Permit

Buy Maid Insurance in Singapore, $0 Agency Fee

Buy Maid Insurance in Singapore, $0 Agency Fee

Hiring a maid in Singapore to help you at domestic works and relieve your daily worries? Let us help shoulder them with our comprehensive maid insurance and safeguard your liabilities. According to the Ministry of Manpower (MOM) rules, it is mandatory to buy Maid Insurance in Singapore before maid starts working at your place.

At Maid Work Permit, we keep your maid protected in accidents and cover her hospitalization with our range of packages which meets all the criteria set by the MOM.

Once you buy Insurance for your Maid, she is covered with following major benefits:

  • Personal Accident protection
  • Cost of treatment for inpatient treatment and day surgery due to illness or accident according to the cover
  • Pre-hospitalisation and pre-day surgery charges such as diagnostic procedures and laboratory examinations
  • Cost of outpatient treatment after inpatient treatment and day surgery
  • Repatriation Expenses

Please note: All the benefits are subject to particular Maid Insurance Type. Benefits may vary based on your choice of insurance, however, all insurance types meet criteria of MOM.

Also Read: READ THIS BEFORE BUYING MAID INSURANCE IN SINGAPORE

We provide the most comprehensive and affordable maid insurance that can suit your needs. On top of that, if you buy maid insurance with us, you can avail $0 Agency Fee and $30 Waiver of MOM work permit renewal fee*. Should you wish to buy Maid Insurance in Singapore and are searching for an agency that can smoothly process your applications, contact us today, one of our friendly staff will assist you buy the suitable maid insurance for you.

Note: * Any offers mentioned in this page are subject to change. You are advised to check the home page for offer updates or contact us for an inquiry.

 

Maid Work Permit in Singapore: How to apply for it?

Maid Work Permit in Singapore: How to apply for it?

You need to apply for a Work Permit if you are hiring a foreign domestic worker (FDW) to work in Singapore. Hence, if you are here, reading this piece of very valuable information, you are mostly likely planning to Hire a Maid in Singapore and wants to know how to apply for Maid Work Permit. You are on the right page as we have listed some important factors below that can help you apply for Maid Work Permit in Singapore with ease.

Firstly, it is essential that you and the Foreign Domestic Worker you intend to hire; shall meet the eligibility criteria to hire maid in Singapore / get hired as FDW respectively. Ministry of Man Power Singapore has set standard guidelines for this process at the interest of both, worker and the employer.

Read Suggestion: READ THIS BEFORE BUYING MAID INSURANCE IN SINGAPORE

How to Apply?

You can apply for a Work Permit for a foreign domestic worker (FDW) either on your own or through a employment agency that deals with Maid Work Permit in Singapore. As mentioned above, not just yourself, but you also need to take certain steps to prepare for your worker’s arrival in Singapore.

Costs / Fee ?

When you submit the application: $30 for each pass.
When the pass is issued: $30 for each pass.

How Long it takes to get the work permit?

While the manual application process takes 2-3 weeks, when you apply online on your own, MOM generally takes a weeks time to approve (or not). Delays in the process are usually noted when MOM seeks more information from your end.

Following are the SIX – steps that you have to deal with before hiring a FDW and getting Maid Work Permit:

Step Who does this? Result
Submit an application Employer or Agency In-principle approval or rejection letter
Prepare for FDW’s arrival Employer or Agency Security bond, insurance, etc.
Get the permit issued Employer or Agency Temporary Work Permit
Register fingerprints and photo (if required) Candidate (FDW) Acknowledgment of card delivery
Receive the card Employer or Agency Work Permit card
Return the old pass card Employer You should confirm the receipt by MOM

Feeling it too much of work to handle everything on your own? Relax, at Maid Work Permit, we help you deal with all the necessary paper work to comply with the MOM rules, making your job easy. You may also have to be informed that we also provide insurance coverage she deserves according to the MOM standards.Contact us today to avail our wide range of services from Maid Work Permit to  Maid Insurance , cancellation of work permit etc., One of our friendly staff members will help you with easing the process!

Maid Work Insurance in Singapore| FAQ’s

Maid Work Insurance in Singapore| FAQ’s

In the interest of both; Domestic Helper in Singapore and the employer, Ministry of Manpower in Singapore has made it mandatory to buy Maid Insurance in Singapore. Hence, You need to buy medical and personal accident insurance for your helper according to the minimum (and mandatory) criteria rules set by the ministry.

Here are the frequently asked questions that are extracted from MOM official website.

  1. What is the minimum coverage that I have to purchase?

The minimum coverage of at least $15,000 per year for inpatient care and day surgery during your helper’s stay in Singapore should be purchased. You also need to ensure that your insurance covers a personal accident insurance with a minimum coverage of $40,000; compensation should be made payable to her or her beneficiaries.

  1. Can I deduct the Insurance costs from the salary I pay to the maid?

No, you cannot pass on the cost of purchasing the medical insurance to your helper in any form; either by deducting or asking her to bear.

  1. Can I buy the maid insurance any time during the stay of my maid?

No, MOM rules won’t permit you to delay buying the insurance under any circumstances nor you can impose the cost onto maid. Before your helper arrives in Singapore, you must buy medical insurance and personal accident insurance as part of your medical obligations to her.

  1. Do I need to submit the Insurance papers anywhere? If yes, whom shall I submit to?

It is essential to submit the medical insurance details to the MOM. However, your employment agency like us at Maid Work Permit in Singapore can do the submission on your behalf.

  1. How can I guarantee that the medical insurance for foreign worker or FDW meets MOM’s requirements?

MOM would consider the medical insurance plan to have met the requirement if it includes a clause specifying that the underwriter or insurance company guarantees that the benefits of the coverage will not be worse than MOM’s requirement. Check out our exclusive Maid Insurance in Singapore plans that fulfil all the mandatory criteria of MOM.

  1. As an employer, am I obligated to pay treatment costs that are not deemed medically necessary, such as cosmetic treatment?

No. You are not liable for the costs of procedures that aren’t medically necessary for your employee’s health. However, such case must be determined by a Singapore-based doctor.

  1. Where can I buy medical insurance for my FDW?

You can consider buying insurance plans from any of the insurance agencies that MOM has worked with to make available suitable plans. “You may also choose other plans offered by any insurer, so long as it meets the coverage criteria.”  – Says the MOM.

Being one of the biggest Maid Work Permits renewal service provider in Singapore, we provide multiple plans, all eligible to meet the Ministry of Manpower guidelines.

  1. What if an FDW’s employer does not meet the medical insurance requirement?

It is an offence if an employer does not buy the required medical insurance for a foreign domestic worker (FDW) according to the MOM guidelines. If convicted, the employer may face a fine of up to $5,000 or up to 6 months’ imprisonment, or both. In addition, the employer may be barred from employing FDWs.

Read this before Buying Maid Insurance in Singapore

Read this before Buying Maid Insurance in Singapore

Hiring a domestic worker in Singapore is not an easy task without having an experienced maid agency in Singapore that also takes care of things like maid insurance part etc., Of course, there’s also a handful of paperwork, but all of that can be carefully dealt and personal involvement in such works may be minimised / avoided by going through an agency.

So, before you hire maid in Singapore, you’ll need to familiarise yourself with some industry lingo first. We have tried to mention all the important factors that you may need to learn about to reduce hurdles.

Ministry of Manpower: This is one of the important ministries in the government of Singapore, which is also called as MOM. This ministry is responsible for the formulation and implementation of labour policies related to the workforce in Singapore. MOM is the arm of government that oversees the hiring of all domestic workers.

Buying domestic helper / Maid insurance in Singapore is mandatory with standard guidelines issued by the Ministry of Manpower. At Maid Work Permit, we make it a hassle free task to buy a suitable insurance depending on what you like and what you need, all you have to do is choose from different plans available.

Employer Orientation Program or EOP: According to the guidelines of MOM, first time employers who are hiring an FDW must attend a three hour program at the Ministry before submitting a work-permit application for an FDW. However, this process is only for direct hiring of FDW, and is not required when you hire through a certified Maid Agency in Singapore

Foreign Domestic Worker or FDW / Domestic Helper: The word ‘Maid’ is now often referred to as a foreign domestic worker, a person who will be coming to live with you and work in your house.

Settling In Program: Also called as SIP is an orientation program for FDWs to be attended within three working days of arriving in Singapore. Ministry of Manpower also has set standard guidelines to all the employers to arrange living space to maid with meeting the recommended basic amenities.

At Maid Work Permit, we help you provide your domestic helper with the insurance coverage she deserves. You’ll never have to worry with our extensive range of insurance benefits! Contact us today to avail our wide range of services from Maid Insurance in Singapore to the cancellation of work permit. One of our friendly staff members will help you with easing the process!

Buy Maid Insurance in Singapore

Buy Maid Insurance in Singapore

Buying domestic helper / Maid insurance in Singapore is mandatory with standard guidelines issued by the Ministry of Manpower. At Maid Work Permit, we make it a hassle free task to buy a suitable insurance depending on what you like and what you need, all you have to do is choose from different plans available.

According to the Guidelines of Ministry of Manpower, you need to buy personal accident insurance with a minimum coverage of $40,000 for your helper. The compensation should be made payable to her or her beneficiaries. Once you chose the suitable plan, you also need to transmit the papers to Ministry of Manpower, which we will take care of on your behalf on the same day.

If you are planning to Hire a Domestic Helper and worried about the paper work and time involved, just take a breath! We are here with our wide range of services:

Contact us today for a Hassle-free Maid’s Work Permit Renewal service and delivering of insurance policy document

Don’t forget that we offer a Free waiver of work permit renewal fee upon purchase of maid insurance.